Balanced Scorecard In Hsbc Bank Accounting Essay

Balanced Scorecard In Hsbc Bank Accounting Essay CHAPTER 1 In the past decades, many organizations were facing intensive pressures for changes in strategies and structures without a proper human resource management and performance management model (Weng, 2011). It has been a challenge to many managers to measure and appraise their human capital with an increasing and constantly changing volume of employees across the organization at different levels as well as across different geographic locations with high consistency and standards. Therefore, it is crucial that organizations have a strategic management tool. Much debate has been taken to find the most effective way of measuring not only a companys financial performance but also how the company satisfies its customers and employees (Kocakulah and Austill, 2007). Then in 1992, Kaplan and Norton introduced a BSC model. Their concept of BSC has opened a new field in the literature of management control (Franco and Bourne, 2003). Since then, BSC has been an interesting topic that many academic authors choose to write. The reasons why the researcher is interested to write about BSC are as following. First, it is essential that performance measurement be of great significance to an organization, playing as a tool in conveying the companys strategies to individuals objectives (Smith and Kim, 2005). Drucker (1954) also highlighted that all employees, from a big boss to a junior clerk, should have personal performance objectives that aligns strongly to the companys strategy. Therefore, the application of BSC really helps organizations to depict such objectives evidently. According to Kocakulah and Austill (2007), when structural changes and job specifications become more complex, it is required to develop a methodology and formula that can align the organizational strategies and main principles with performance measurement and management indicators. Kaplan and Norton (1992, cited in Kaplan, 2010) recognized that any comprehensive measurement and management system has to link operational performance improvements to customer and financial performance. Second, BSC was presented as the most practical and comprehensive performance measurement model and has then become a popular strategic tool amongst managers all over the world (Sanayei et al., 2011). In recent years, the BSC has been a comprehensive model when looking at management issues for financial and non-financial purposes and has been very popular as it attracts a lot of attention (Norreklit, 2000). It has been widely used by many companies and has gained worldwide acceptance as a useful tool for management. From 1992 to 2000, more than 200 companies adopted the BSC method (Kaplan and Norton, 2001 cited in Kocakulah and Austill, 2007). In 2001, David Norton estimated that about 50 percent of large organizations in the United States were using the BSC, about 45 percent in Europe; and about a third of the large organizations in Australia used the BSC (Weber et al., 2001 cited in Kocakulah and Austill, 2007). Another recent study by Bain Company indicated that 57 percent of fir ms worldwide use the balanced scorecard, including 75 percent of large firms and 64 percent of firms in North America (Rigby and Bilodeau, 2005). The Harvard Business Review in 1997 listed it as one of the 75 most influential ideas of the 20th century (Bible et al., 2006). Apparently, BSC  has become the leading strategic management system of the 21st century. Organizations use the scorecard to create an entirely new performance management framework that puts strategy at the centre of key management processes and systems (Kaplan and Norton, 2001). Third, BSC has been chosen by many financial and banking institutions as a key to achieving a successful execution of their strategic plans (Frigo et al., 2000), whereas Aranda and Arellano (2010) stated that it is for strategic development and performance measurement. As a result, BSC was chosen by HSBC Bank to put into use in its early stage of starting business in Vietnam. Throughout all these stages, BSC has always been used at all levels as (i) a strategic tool to connect organizational goals with 1500-employees targets and (ii) a standard performance measurement system to drive individual performance, evaluate their achievements and create values (HSBC Vietnam, 2011). HSBC Bank, a member of HSBC Holdings Group, is one of the worlds largest financial institutions and the biggest foreign bank in Vietnam. It established the first full-service branch in Ho Chi Minh City in 1995 and then expanded to 17 branches and offices across the nation. It strategically focuses on Premier Centers with a purpose of delivering world-class international services to high-profile customers. Currently there are one Premier Centre in Hanoi (the North) and one in Ho Chi Minh City (the South) (HSBC Vietnam, 2012) serving a number of 6,000 Premier customers. Forth, the role of BSC in HSBC has been strongly recognized by either employees or managers at all levels. At Group and business level, it supports the implementation of the business strategy, ensuring that all aspects that contribute to its success are taken into account. At a team level, it helps managers align their objectives with those of the business and focus their efforts and resources on what is most relevant. Individually, it helps an employee understand how her/his work links with and affects the success of the organization (HSBC Vietnam, 2011). The effects of performance measurement and management at HSBC Vietnam have been evaluated through surveys conducted bank-wide to collect employees feedback and response. Such surveys then supported managements strategic analysis and improvement plan (HSBC Vietnam, 2011). However, there has been little empirical research into whether the balanced scorecard actually works in practice (Neely, 2008). Moreover, as pointed out by Hung-Yi Wu (2012), most of the BSC-related studies have focused mainly on performance measures rather than the causal relationships between key performance indicators for the purpose of strategy implementation. This is the first time a research is conducted in HSBC (Vietnam) Ltd. at a more focused level with specific attributes directly related to individual BSCs perspectives and potential relationships as well as their impacts. Accordingly, the author chooses to study on the below topic: BALANCED SCORECARD IN HSBC BANK (VIETNAM) LTD. PREMIER CENTERS: POSITIVE AND NEGATIVE EFFECTS 1.2. SIGNIFICANCE OF STUDY The initial purpose of this study is to gain further understanding of BSC and its role as a performance management tool in an organization. Many studies by Gates (1999), Lingle and Schiemann (1996) suggested that organizations managed through balanced performance measurement systems perform better than those that are not. Therefore, the research can help figure out positive results on a specific organization using the scorecard to support those ideas. Besides, it will serve as a guide to business strategy planning. According to Davis and Albright (2004) and Littler et al. (2000), banks can save an enormous amount of time and money if they understand which measures, financial or non-financial, are best suited to their needs. As such, it is expected that the study can indicate whether the current BSC applied in HSBC is ideal in a way that an appropriate mix of performance drivers and outcome measures has been tailored to the business units strategy (Frigo et al., 2000). In addition, the study reemphasizes the important role and positive effects of BSC on an organizations strategy implementation. As mentioned by Hung-Yi Wu in his 2012 work, banking institutions must develop an effective way to align their strategies with corporate goals based on performance analyses if they are to sustain their competitive advantages. Such effective way is recommended to be the BSC model, which is proved to be a useful and efficient tool in communicating organizations goals and targets to all bank staff and in performance measurement (Bible, et al., 2006). Moreover, the research is to identify good points related to BSC in both academic publications and real-world experiences of an organization. Apart from that, the research helps the author and readers analyze the difference of BSC from theoretical to practical perspectives based upon feedback of surveyed employees. Accordingly, it is good to understand how BSC has been adapted and implemented in the context of HSBC in Vietnam, which is, as pointed out by Burney and Swanson (2010), integral to the development of systems that will effectively obtain organizational goals. The research will definitely give more insights of the banks BSC implementation process and effectiveness. Furthermore, the research will reveal HSBC employees satisfaction level and specific feedback on the banks BSC system and increase understanding of its strategic link and potential relationships between BSC measures in practice. It allows the business to stay competitive and profitable (Zeng and Zhao, 2005) in sustainable development. However, apart from the positive effects of BSC on HSBCs execution of strategy, the research also helps to figure out some gaps and areas for attention and improvement that will be analyzed in the following chapters. In case its results are appreciated and draw the attention of higher management then it can make further contribution to the development and acknowledged effectiveness of BSC in HSBC Vietnam. This article may help the management to focus on the need to complete the implementation of BSC system to maximize its benefits and minimize the negative effects. The disclosure of the shortcomings, if any, is crucial as it will entice organizations to search for measurement systems that support them better in the challenging business environment (de Waal and Counet, 2009). With these above reasons, the author strongly believes that the topic Balanced Scorecard in HSBC Bank (Vietnam) Ltd. Premier Centers: positive and negative effects will help the readers get more into the research. 1.3 RESEARCH OBJECTIVES AND QUESTIONS According to Varkevisser, Pathmanathan Brownlee (2003), the objectives of a research project summarize what is to be achieved by the study. It is advised by Ababa (2005) that if specific objectives are properly formulated, they will facilitate the development of research methodology and will help to orient the collection, analysis, interpretation and utilization of data. Therefore, these objectives should be closely related to the research problem (Saunders et al., 2009). Furthermore, objectives should be logical, coherent, feasible, realistic and considering local conditions as well as being defined in operational terms that can be measured and phrased to clearly meet the purpose of the study (Ababa, 2005). With the topic: Balanced Scorecard in HSBC Vietnam Ltd. Premier Centers: positive and negative effects, six objectives of the study are determined as following. To understand the concept of BSC and its perspectives as a performance measurement tool, To identify positive and negative effects of BSC in HSBC Vietnam, To measure if HSBC BSC model is different compared to an ideal model, To evaluate the relationship between employee understanding of the organizations objectives with a well-performing organization, To analyze the causal relationships (if any) amongst four perspectives of BSC, and To identify the weakest one of the four perspectives to improve. With these research objectives, the study is to be conducted to clearly answer the questions relevant to the topic as below. What is the Balanced Scorecard and its four components? What are HSBC BSC positive and negative effects? What is an ideal BSC model and what is HSBC BSC compared to it? How do HSBC employees understand the organizations objectives and its relationship with a well performing organization? Are there any relationships amongst four perspectives? Which one among the four perspectives needs more focus? 1.4 BOUNDARY OF THE STUDY Due to the limitation of time and scope of work, this research only focuses on a small group of employees, hereinafter mentioned as those working at two Premier Centers in Hanoi and Ho Chi Minh City, but not extended to the entire number of about 1500 employees bank-wide. Two Premier Centers have a number of 60 staff including Premier Center Managers, Sales Managers, Relationship Officers, Services Managers, Services Assistants, Counter Officers and tellers. As such, the findings and results are only representative of part of the real figures and possibly not completely accurate. In addition, the research is only conducted at employees level or a single group of employees point of view rather than on the senior managements stand point, then there will be some imbalanced justifications and explanation after the survey. It is hoped that once the research methodology is proved to be trustworthy enough to the representative sample, it will be supported to apply to the whole bank with full participation of employees at all levels including senior managers to get a broader view and more precise results. 1.5 OUTLINE STRUCTURE This paper consists of five main chapters. Chapter 1: Introduction This 2389-word section is an introduction to the research, serving as an explanatory background to what leads the author to the chosen topic and why to choose the topic. In addition, it is followed by a brief summary of significance of the study and key issues that the research work intends to address. The scope of study is also included in the first chapter in order to narrow the boundary and put the focus on the research area. Chapter 2: Literature Review This 4836-word chapter is the theoretical background of the study focusing on the relevant literature and theories on performance measurement, balanced scorecard and its perspectives. It helps to demonstrate an understanding of the research topic and its surrounding content. At this stage, it is important to critically review many academic authors points of view on the research topic and related issues. From those literatures, specific hypotheses are developed as a foundation to start the research. Chapter 3: Methodology In this part, the research philosophy, strategy, method and approach used in this study are described. It also presents the process of gathering data, sampling method, implementation of questionnaires and techniques of analysis. Some ethical issues when conducting this research in a banking organization like HSBC are also mentioned. 3836 is the number of words in this chapter. Chapter 4: Data Analysis and Discussion This section outlines the findings and results of information collection at HSBC as conducted in chapter 3. Feedback from its employees will be revealed through a list of figures and tables. The proposed hypotheses will be further discussed based on the results. There are 3897 words for this chapter. Chapter 5: Conclusions and Recommendations This is a summary of the main conclusions of this research and feasible recommendations to the research issues. Some limitations and suggestions for next researches are also included. CHAPTER 2 LITERATURE REVIEW 2.1 Introduction This chapter will cover the literature on performance measurement, strategy map, balance scorecard and its role in aligning organizational goals to the strategy. By studying related literature on BSC, it is seen that BSC really plays a significant role in the success of an organization and that it helps to measure the success of the strategy (Kaplan and Norton, 2001). Schneiderman (1999) stated that balanced scorecards that did not have a sound foundation would fail. Therefore, this chapter will summarize the positive and negative effects of BSC collected from many studies and elaborate hypotheses to predict the effects of BSC in practice of a specific organization. Additionally, it is learnt from this chapter that the four perspectives of BSC are inter-related, and that even though financial results are very important, delivering long term value and success will require a focus on non-financial factors including high performing people, efficient processes and effective customer serv ices (Kaplan and Norton, 1996). The following part is related conceptualization on the research content. 2.2 Performance Measurement 2.2.1 Definition Performance measurement is defined by Lebas (1995) as a system by which a company monitors its daily operations and evaluates whether it is attaining its objectives. Meanwhile, Lichiello and Turnock (1999) define it as the selection and use of quantitative measures of capacities, processes, and outcomes to develop information about critical aspects of activities, including their effect on the public. Basically, it is considered part of a performance management system (Sanayei et al., 2011) and is set aligned with the organizations strategy. According to Hronec (1993), performance measurement system is a tool for balancing multiple measures (cost, quality, and time) across multiple levels (organization, processes and people). While it was suggested by Green et al. (1991) to target the value-added activities of the company, Kaplan (1991) suggested that an effective performance measurement system should provide timely, accurate feedback on the efficiency and effectiveness of operations. In fact, organizations always plan to build an effective tool to help them manage the performance and well achieve the targets. 2.2.2 The role of performance measurement According to Christian C. Johnson (2007), it is important to understand why measuring an organizations performance is both necessary and vital. à ¢Ã¢â€š ¬Ã‚ ¦ An organization operating without a performance measurement system is like an airplane flying without a compass, a Formula One race car driver guiding his car blindfolded, or a CEO operating a company without a strategic planà ¢Ã¢â€š ¬Ã‚ ¦ The purpose of measuring performance is not only to know how a business is performing but also to enable it to perform better. The ultimate aim of implementing a performance measurement system is to improve the performance of an organization so that it may better serve its customers, employees, owners, and stakeholders. Basically, a performance measurement system enables an enterprise to plan, measure, and control its performance according to a pre-defined strategy (Johnson, 2007). Many authors including Atkinson and McCrindell (1997), De Toni and Tonchia (2001), as cited in Pongatichat and Johnston (2008), have identified its benefits as a tool to (i) communicate the organizations strategic direction, strategic priorities, (ii) create a shared understanding, (iii) monitor and track the implementation of strategy, (iv) align short-term actions with long-term strategy, (v) make clear the links between performance of individuals and sub-units, and sub-units and overall organizational performance, (vi) promote integration among various organizational processes, (vii) focus change efforts, and (viii) facilitate organizational learning. 2.2.3 Different performance measurement models Many researches on banking performance measurement used traditional measures like statistical analysis (Arshadi Lawrence, 1987; Devlin Gerrard, 2005), structural equation models (SEM) (Collier, 1995), multi-criteria classification methodology (PARCLAS) (Kosmidou et al., 2006) and DEA (Giokas, 2008). In the meantime, Wu et al. (2011), Chen et al. (2008), and Meyer and Markiewicz (1997) chose to adopt the four BSC perspectives, including both financial and non-financial indicators. In their 1992 work, Kaplan and Norton also described performance measurement as a way to review an organizations financial and non-financial goals. Figure 2.1 summarizes the selection indicators of banking performance measurement that have been investigated in several important studies, along with their main analytical methods (Wu et al., 2011). According to Weber et al. (2001) and Bible et al. (2006), traditional measures no longer worked effectively because those measures relied so strongly on financial indicators and did not sufficiently cover other critical factors like skills, competencies, and motivation of employees; customer and supplier relationships; innovative product development; databases and information technologies; efficient and responsive operating processes; innovation in products and services; customer loyalty and relationships; and political, regulatory, and societal approval. Meanwhile, the BSC can cover all these measures in a more specific and appropriate way that supports management in implementing organizational goals.

Lifestyle Change Assignment

We would also look to see how his behaviors in the morning can influence behaviors later In the day. Does he eat a large lunch because the donuts and coffee TLD hold him till noon? Does he drink another three cups of coffee at work because he Is feeling sluggish? After assessing his behavioral chain, we could then determine what the consequences are and construct strategies to help him to break one, or multiple, areas of the behavioral chain. 3. What cognitive strategies wants to be a size 8 for her high school reunion in three months' time?I would let her know that although I could possibly help her lose some weight in three months, to drop down to a size 8 would be more of a long-term goal. I would reassure her that she would be Just as beautiful at the high school reunion whether a size 22 or size 8. I could help her try and reach a goal of a size 18 or 20, and tone up a body part that she can show off (such as arms or legs). I would also refer her to a nutritionist who could prob ably help her, more than me, with the quick short-term weight loss that she wants. 4.Name three metaphors you could use to make a client feel okay about having relapses in their efforts to switch too healthier diet. One is a metaphor about a baby walking. Babies fall a lot when learning to walk, but we keep encouraging them. We don't tell them â€Å"forget it-?you will never walk†. A second metaphor is using football to demonstrate relapses. In football the team's long-term goal is to win. But the team also has a short-term goal of gaining yardage. Even though the team may not gain any yardage they don't give up the game; they keep playing working towards he long-term goal of winning.I will tell the client to think of the other times he has relapsed, and think how he still came back, and how much he has gained in that period of time. My favorite metaphor from the internet is: saying â€Å"Oh Eve already ruined my good eating today I'll Just eat crap† is like saying â⠂¬Å"Oh I dropped my phone on the floor I'll Just smash it till it breaks†. 5. The three-step protocol for behavior management/ lifestyle coaching is: ; Assessment ; Teaching ; Evaluation Why are these steps important? The only way to establish the clients concerns or goals is with an assessment.It also helps establish rapport between the lifestyle coach and client. The lifestyle coach needs to gather information from the client to learn about his stages of change, behaviors, situation, and family history, expectations, previous behavior change attempts, and exercise history. These help the lifestyle coach to modify plans and support especially for that client. Because most of a person's behavior are behaviors they have learned, they must learn how to change their negative behaviors. It is essential for the coach to teach the client.The teacher may give the client verbal feedback or describing observations. With the verbal feedback and/or enlightened by observations, the studen t can learn behavior modification. Evaluation is also important. Evaluation should be continuously evaluating the effectiveness of the coaching and client efforts. It is used to adjust and modify the goals, implementation, strategies, and effort. Without evaluation there is no way to establish if goals have been met or if the process is successfully working or helping.

Broken Families Essay

Introduction Family is the basic unit of society. This is the most important component of a country. †The family is one of nature’s masterpieces.† (Santayana) 2012. Governance will only be effective if the citizens are properly oriented with good values and virtues, which is commonly taught by the family. †Marriage is the agreement to let a family happen.† (Wylie) 2012.A home is where a family lives. It may be alternated to the word ‘house’ but a house is more appropriately referring to the material structure, whereas ‘home’ refers to the intangible things that bind together the family members. It is the immeasurable love and care that keeps together the mother, father and their offspring, or the family. A home where good values and virtues are commonly taught by the family. Aside from providing an environment conducive to physical growth and health, the family must also create an atmosphere that would influence the cognitive and psychological growth of its member. If the needs of the individual family members are met, the other members are able to reach out to others in the family, the community, and society as a whole. However, no matter how happy a family in the terms of their relationship, there are still hardships and misunderstandings that will come along the way. It is just part of any relationship anyway. But, the sad part is when one of the family members gave up and the others have no choice but to accept and let go. Thus, the family starts to be broken, varies from numerous reasons why it had to be that way. But usually, misunderstanding starts from simple domestic quarrel that grows impertinently damaging the  long-forged relationship between the family members. When a couple split up, it is the children that are greatly affected scarring them physically, emotionally and socially. The most common dispute between a husband and a wife is the financial matter. This is rooted when the father, which should be the provider for the family, can’t give enough money for the sustenance of the whole family. A vice that cannot be given up may be associated with this. Single parenting or broken family is a very important social issue that can have significant effects on a child’s academic performance. Children who are raised in a single family home are at risk of not reaching their full potential. Broken homes are experienced by some of the students not only with those in poverty line families but same goes to middle and higher class families. Parents chose to live separately regardless how their children feel and its impact to their lives, however, there are still parents in spite of the situation still supports and care of their children in their studies, and others. The academic performance of children from broken home is often adversely affected, as well as the stress of inadequate financial resources. Children from broken home household are disadvantaged. Some of them do not go to school; those who do may attend low quality schools, with low academic performance. Some of them may drop out of school prematurely. The caring power of single parent may determine the length of schooling of child in the broken home family. The girls are more likely to become teen mothers while still in school. In most broken homes, the children are generally disadvantaged because they are generally regarded as being deprived academically, economically, socially and culturally. Their environment is not conducive to learning and in which education is not adequate. Most of the affected individuals are persons from low income areas in which unskilled employment, poor living conditions prevails. All these have negative impact in the academic performance of the pupils. Pupils in broken  home families always have deficit. As a result of loss one parent, these children suffer psychological problems. Background of the study The family is the child’s first place of contact with the world. The child as a result, acquires initial education and socialization from parents and other significant persons in the family. Agulana (1999) pointed out that the family lays the psychological, moral, and spiritual foundation in the overall development of the child. Structurally, family/homes is either broken or intact. A broken home in this context, is one that is not structurally intact, as a result of divorce, separation, death of one parent and illegitimacy. According to Frazer (2001), psychological home conditions arise mainly from illegitimacy of children, the label of adopted child, broken home, divorce and parental deprivation. Such abnormal conditions of the home, are likely to have a detrimental effect on school performance of the child he asserts. Life, in a single parent family or broken home can be stressful for both the child and the parent. Such families are faced with challenges of inadequate financial resources (children defense fund, 1994). Schultz (2006) noted that if adolescents from unstable homes are to be compared with those from stable homes, it would be seen that the former have more social, academic and emotional problems. Scales and Roehlkepartain (2003), are of the opinion that the family and its structure play a great role in children’s academic performance. Levin (2001), also states that parents are probably the actors with the clearest undimentional interest in a high level of their children’s academic performance. To some extent, there is simple evidence to show that marital instability brings about stress, tension, lack of motivation and frustration. Obviously, these manifestations act negatively on a child’s academic performance. Johnson (2005) asserts that children of unmarried parents/separated families often fail and are at risk emotionally. However, this may not be completely applicable in all instances of broken homes. Some children irrespective of home background or structure may work hard and become successful in life. Moreover, Ayodele (2006) stated that the  environment where a child finds himself/herself goes a long way in determining his learning ability and ultimately his academic performance. It is worthy to note that majority of high school students in the country who got poor or failing grades in their academic subjects came from broken homes. Some of them as we saw were not just having poor academic performance but instead they let themselves be retained at their year level after dropping-out their respective subjects. It is timely to identify or to determine if students in high school who came from broken homes are greatly affected in their academic classes. Difficult start: Children raised by a single parent are more likely to suffer distress. The research adds to a wealth of data that shows children suffer badly from divorce or parental break-up, and that those brought up by a single parent are more likely to do badly at school, suffer poor health, and fall into crime, addiction and poverty as adults. The report, funded by the Department of Health and published by the Office for National Statistics, investigated emotional disorders – ranked as those which cause considerable distress and interference with the way in which children perform at school and during play. It also looked at conduct disorders which result in aggressive, violent or anti-social behavior. The researchers studied nearly 8,000 children aged between five and 16 in 2004 and found almost one in ten had disorders. The children were checked again last year. The report said that a child whose parents had split during this time was more than four and a half times more likely to have developed an emotional disorder than one whose parents stayed together. They were nearly three times more likely to exhibit a conduct disorder. Eleven per cent of those children whose families broke up had emotional disorders, against 3 per cent among those whose families were still together. Nearly a third of children found to have mental disorders in 2004 still suffered from them three years later. The Department of Health said: ‘The Government is committed to helping children and young people experiencing mental health problems.’ ‘Broken families and serial fathers produce homes full of conflict and chaos and they are terrible for children.’ Llano High School as one of the public schools in Caloocan City is a school where many students are products of broken homes. As to what extent the effect of their family condition to their academic performance and what adjustment strategies they employ is the premise of this study. Thus the researcher aims that the result of this study may become basis for crafting a guidance program to promote better adjustment strategies for students from broken homes. Statement of the Problem This study aims to determine the correlation between the academic performance and adjustment strategies of students from broken homes in Llano High School, Division of City Schools, Caloocan City. Specifically, it seeks to answer the following questions: 1.What is the demographic profile of the respondents in terms of: 1.1gender, 1.2age 1.3size of the family 1.4guardian whom he/she stays with, and 1.5cause/s of parents’ separation? 2.To what extent do the student respondents encounter difficulties in the following areas: 2.1academic performance, 2.2interpersonal relationship, 2.3socio-economic status, and 2.4personality development? 3.What adjustment strategies do the respondents employ in addressing the difficulties they encounter in the aforementioned areas? 4.What is the level of academic performance of the student respondents based on their previous G.W.A.? 5.Is there a significant relationship between the level of academic performance and the identified adjustment strategies of the respondents? 6.What guidance program may be proposed to promote better adjustment strategies of the students from broken homes? BIBLIOGRAPHY A. Books Marquardt, Elizabeth. â€Å"Between Two Worlds â€Å"The Inner Lives of Children of Divorce 2005 B. Journals/Magazines Pakistan Journal of Social Sciences, Year 2010/ Volume 7 / Issue 3 / Page no. 240-243 C. Unpublished Materials Ijeoma, Alika Henrietta and Samson Edosa Ogboro, Relationship between Broken Homes and Academic Achievement of Secondary School Students in Oredo Local Government Area of Edo State, Nigeria June 2012 Sawadjaan, Glaiza M. Broken Family: Its Effect in the Academic Performance of the Selected College Students of Laguna State Polytechnic University D. Electronic/Online Sources Family Structure and Children’s Educational Outcomes: LifeSiteNews.com January 2006, http//www.americanvalues.org/briefs/edoutcomes.htm Causes of Broken Homes, http://primenet.hubpages.com/hub/Causes-of-Broke-Homes Divorce Study Breaks New Ground, Gallagher, Maggie, October, 2015. http://www.washingtonpost.com/wp-dyn/content/article/2005 Single Parent Households and Childhood Academic Achievement, Jones Katherine 2007, http://voices.yahoo.com/single-parent-household-academic-achievement-524122.html Children of Divorce: Psychological, Psychiatric, Behavioral Problems and Suicide http://www.divorcereform.org/psy.html Broken Home Children are ‘Five times More Likely to Suffer Mental Troubles’, Doughty, Steve, Updated 21 October 2008 Academic Performance of Students Coming from Broken Homes, Namz0810’s, http://www.termpaperwarehouse.com/essay-on/Academic-Perfomance-Of-Students-Coming-From/47316 Mending a Broken Home, Billy Graham, June 21, 20012 http://www.oppapers.com/essay/Broken-Family/737897 http://www.termpaperwarehouse.com/essay-on/Academic-Performance-Of-Students-Coming-From/47316 http://www.questia.com/library/1G1-297135944/relationship-between-broken-homes -and-acedemic-achievement http://www.oppapers.com/essays/The-Psychological-Effects-On-The-Emotional/843277 http://gomestic.com/family/the-effect-of-broken-home-on-the-acedmic-performance-of-pupils/ Queltin.http://www.oppapers.com/course-notes/Factors-Related-To-The-Academic Performance/940078 n.wikipedia.org/wiki/Academic achievement Millienor D. Tapia August 2012. http://www.oppapers.com/essays/Broken-Family/1068740 Iowa State Study Says Most Children Recover From Divorce Adjustment Problems 2012,http://www.divorcereform.org/psy.html Michael J.McManus, President Marriage Savers, http://www.marriagesavers.org

Obesity And Its Effects On Society - 923 Words

In a country that has grown the reputation of being overly unhealthy, in-productively is only one side of the coin. The other side is dieting, and how it has become vastly intertwined with American culture. Almost anything informatively health-related will state the harrowing consequences of eating poorly. However, every article, video, research paper, and advertisement made to inform people of the results of poor dieting — is almost irrelevant, for there are an unanimously greater number of advertisements supporting unhealthy food choices. If one were to compare how often an advertisement appears on the television for something healthy versus something that is not, the results would be staggering. A statistic provided by Prevention†¦show more content†¦Advertisements, opposed to promoting unhealthy foods, should do the opposite and make health-awareness-based commercials, an aspect that may scare some into not eating unhealthy as often, if at all. There will certainl y be people will not be affected by the changes and continue to follow through with their usual habits, but there will be others who may end up moving to the other side. Obesity in the U.S. has increased substantially over time; according to the American Psychological Association, the rate has tripled within the last quarter century, and statistics continue to worsen regarding the matter (The Impact of Food Advertising†). If changes are not made, then diabetes and other health-related diseases will eventually dominate the country. Every problem has its exceptions, and the United States’ reputation for being unhealthy is no different. There are countless people in the work force who simply do not have the time to exercise, whereas others may not have the luxury of being able to afford food options other than Burger King or In And Out. Every person needs down time now and again, and devices such as Television can be just what any hardworking individual might need, assumin g they don’t abuse it. Similar conditions apply to comforting, but unhealthy foods, as well. The fast food industry has certainly been a factor in the increasing numbers of obesity,